YOUR HOUSEHOLD FINANCES
My Personal Finance
Household bills, income, budgets, savings and clear reports. Records information; does not send payments.
115 household categories · Saved-name suggestions · CPA contacts · Eight tax preparation reports · PDF, CSV & sharing · Year-end document package
Phone · Tablet · Desktop computer
$2.99 once, plus any applicable tax · No subscription fees
VIEW ALL FEATURES
My Personal Finance
35 designed features- Use on your phone, tablet or desktop computer.
- One-time purchase. No subscription fees.
- View a home dashboard with monthly income, recorded spending, outstanding bills and overdue balances. Desktop expands to a wider workspace with all section buttons visible, four totals across and side-by-side dashboard lists; phone layout stays compact.
- Enter, search, edit and remove household bills. Start typing in vendor/payee, income source, recurring bill, subscription, savings goal or lender name fields to choose a previously saved name. Suggestions use names from saved records on this device and travel with those records in backup and restore. New names remain available to enter.
- Record payment methods, dates and references with one clear payment status.
- Track partial payments, outstanding balances and refunds.
- Distinguish scheduled payments and autopay from confirmed payments.
- Keep credit-card balance payments and account transfers separate from spending.
- View bills by due date and choose advance reminder timing.
- Export bill and subscription reminders to a phone calendar.
- Track household income with a dropdown for salary/wages, pension, Social Security, interest, dividends, rental income, business income and Other; record the source or payer name separately.
- Set monthly category budgets and compare them with actual recorded spending.
- Review monthly and yearly reports by bill date or payment date.
- Compare monthly spending and view category totals.
- Print or save household reports as PDF and export summary data as CSV.
- Reuse recurring templates and set the next due date.
- Optionally create recurring unpaid bills when the app opens.
- Track subscription prices and renewal dates.
- Track savings goals, target dates and progress.
- Keep a manual debt overview with balances, APRs, minimum payments and due dates.
- Choose from 115 household expense categories, including Solar, Property Tax, mortgage interest, HOA dues, utilities, vehicle costs, insurance, medical care, education, charitable donations and tax preparation fees. Alphabetical dropdowns are available for bills, budgets, recurring expenses and report filters. Add your own categories; existing records and custom categories are preserved.
- Split one bill across multiple expense categories.
- Attach original bill and receipt photos or PDFs.
- Scan a bill and review suggested details before saving (release feature).
- Enable 20 optional business categories in Settings, including payroll, contract labor, office costs, business insurance, equipment, travel and professional fees. Mark bills, income and recurring templates Personal or Business; flag items for CPA review. Category labels organize records without determining tax deductibility.
- Save CPA name, firm, email, phone, mobile, address, website, secure upload portal and contact notes. Tap to call, open email or visit the portal. Save questions against bills and mark them answered or needing CPA review.
- CPA / Tax Preparation offers eight reports: annual summary, detailed transactions, income by payer, selected categories, business profit and loss, receipts/documents, questions/review and year-over-year comparison. Choose year, payment-date or bill-date basis, scope and expense categories. Business reports include only explicitly marked Business records. Print or download branded PDFs and CSVs; prepare a file for device sharing or an email draft, with manual attachment instructions when needed.
- Use the Prepare CPA Package button beside the report controls; the download/share box comes into view automatically when ready. Customize the report and document selection before preparing. Prepare a CPA ZIP package containing chosen reports as PDF and CSV, selected original receipts and tax documents, and a document index. Save W-2, 1099, mortgage, property tax, Solar and other supporting photos/PDFs by year, up to 2 MB per file. Files stay on your device; no automatic email sending. Download and inspect a complete backup; restore missing records and tax documents, filling only missing CPA contact details without replacing existing information.
- Website example uses fictional information and saves changes on the current browser/device.
- A separate empty personal workspace saves your own records and receipts on this browser/device, with complete JSON backup and merge restore. Personal storage and backup files are unencrypted; no automatic cloud sync.
- Records information only; does not process payments, connect to banks or manage investments.
- Read star ratings and written user reviews on this app’s website page, and share your own experience. Purchases are not currently verified.
- Use the desktop Install app button for Chrome or Edge installation, with browser-menu directions when an automatic prompt is unavailable. Installing a demo does not change its demo status.
- Purchase My Personal Finance for $2.99 once, plus any applicable tax. Open purchased apps using the email used at checkout. The customer copy is separate from your existing personal app; use Backup & Restore to transfer records.
- Personal Finance uses browser-local records and unencrypted JSON backups. It has no app PIN and does not automatically synchronize records across devices.